Mortgage rates have hit another all time low… 15-year fixed is sub 3% and the average 30-year fixed is 3.75%. This means that someone who borrowed $150,000 5 years ago, at 6.25%, has paid $925/month… today that same mortgage, at 3.75%, would cost $695/month. If you have considered buying, selling, or refinancing now is a very good time for it. Values are up and rates are down.